Should You Rent an Apartment Directly from the Owner?

Choosing to rent apartment in Malta directly from owner can be a smart move if done right. It often means saving money on agency fees, enjoying a more personal process, and even negotiating flexible terms. However, this option comes with responsibilities, so let’s explore the right way to handle it.

Why Rent Directly from the Owner?

Renting without an agent streamlines communication and makes negotiations faster. Tenants often choose this route for two main reasons: avoiding extra costs and building a direct relationship with the landlord. This connection can make it easier to request small changes or arrange payment plans that fit your budget.

Always Get It in Writing

The most important rule when renting directly is to have a clear, written lease agreement. It should cover:

• Rent amount and due dates
• Lease term
• Deposit and return conditions
• Who handles utilities
• Any specific rules or agreements

A written contract keeps things transparent and reduces the risk of misunderstandings later on.

Clarify All Utility Costs

Before signing, confirm how utilities will be billed. In Malta, water and electricity come from ARMS, the official supplier. Check whether bills will be in your name or the landlord’s and ask about other fees such as condominium charges.

Handle Deposits Securely

Expect to pay a deposit equal to one month’s rent. Make sure the return conditions are written into the agreement. Taking photos of the property before moving in is a good practice to avoid disputes about damage later.

Ensure Legal Compliance

For full legal protection, the lease must be registered with Malta’s Housing Authority. This ensures your rights under local tenancy laws. Also, verify that the person you’re dealing with is the legal property owner by requesting proof or checking ownership details.

Renting an apartment in Malta directly from the owner can be simple and cost-effective—if you follow these steps. Want expert guidance? Sara Grech Real Estate can help you find trusted landlords and secure the best rental options across Malta and Gozo.